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Janet Sandella

VP, Mortgage Loan Officer

Office: (203) 458-5450
Fax: (203) 245-6873
NMLS Registry Number: 528443

 Janet has been in community banking for more than 40 years, lending to the Shoreline community for more than 20 years.  Whether you are looking to buy your first home (First Time Homebuyer), construct a new home (Construction Loan Financing), refinance your existing home, or use the equity in your home for home improvement or college education, she can provide the expertise in determining the best product to fit your needs as well as navigating through the process.  

Janet serves on the board as the Treasurer of the Madison Rotary Club and Madison Rotary Foundation for the past 21 years.   Janet can be seen at various non-profit fund raising events, volunteering her time with the GSB Auction Team for such events as Cystic Fibrosis, Yale New Haven Children's Hospital, and the Women and Family Life Center.

Have a question, give her a call!

Personal Service

Welcome to a bank where technology meets real relationships. At GSB, we know that finding the right loan means financing your dreams. Our online system and experienced lenders give you the flexibility to apply for the loan you want, while providing you with a real person to walk you through the process. What's more, our online loan status checker lets you keep tabs on your application's progress 24 hours a day, 7 days a week.

Local Decision Making

For nearly 140 years, we've called Connecticut home. In fact, we love Connecticut so much, it's the only state in which we lend. Our decision-makers live here, which allows us to make the best decision possible when it comes to your loan.

First-Time Homebuyer Program

Buying your first home is one of the most exciting things you'll ever do. We help people find the right mortgage to realize their dreams every day. We even have special rates and money-saving benefits for First Time Homebuyers to help make the process a little bit easier.

A Mutual Bank

At GSB, we're mutual. That means that unlike most banks, we don't have stockholders, we just have you, the customer. That means our focus is providing you the best rates, best fees, and best service around. We've never been sold, never changed our name, and never plan to be anything but mutual.

Mortgage Calculators

There are many financial decisions involved in purchasing or refinancing a home. The calculators we provide here can help you decide what type of mortgage is best for you, whether you are considering purchasing a new home or deciding if it is the right time to refinance.

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Rate Watch

Let us keep an eye on rates for you! Sign up for Rate watch and we'll email you when rates reach your specified target. Or if you prefer, we'll email you current rate information on a regular basis.

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Today's Featured Rates
First Mortgages
30 Year Fixed Rate
 Rate  APR  Points
 3.000%  3.129%  0.000%
15 Year Fixed Rate
 Rate  APR  Points
 2.500%  2.733%  0.000%

Calculate Rate Watch